Q What are you selling?
A I'm selling a "How To" eBooklet that contains
all the information you will need to confidently and successfully negotiate with
your creditors to settle your debts on your own. When you purchase the eBooklet
it will be instantly downloaded to you as a PDF document so you can begin reading
it immediately.
Q How does debt settlement work?
A Debt settlement is simply a negotiation or
haggling with your creditor to get the balance of the debt reduced by 50% or more.
Other debt management strategies often work by lowering only the interest rate on
the debt that you owe. The debt settlement strategy greatly reduces the principle
balance to close out the account so it is a much faster way of getting out of debt.
It is extremely powerful!
Q Will debt settlement work for me?
A The debt settlement strategy will not be perfect
for everyone, but is a very powerful alternative to bankruptcy. To make the debt
settlement strategy work you will need to be able to save 2% of your total debt
load on a monthly basis for two to three years. So for example, if your total debt
was $20,000.00, you would need to be able to save $400.00 on a monthly basis for
a two to three year period. This may be easier than you think since with the debt
settlement strategy, you will not be making any of the monthly minimum payments
on any of your debts. You will just consistently be saving up the 2% of the total
debt on a monthly basis until you have enough to offer one of your creditors a settlement
of 50% of the account balance or less.
Q Will there be any tax consequences?
A If you were insolvent when you settled your
debts, you will not owe any income taxes on the debt that was forgiven through your
debt negotiations. If you were deeply in debt when you make your settlements there
is a very good chance you will not owe any tax at all on the canceled debts. The
the IRS permits you to write off any income from canceled debts up to the amount
by which you were insolvent at the time.
Q Does your eBooklet come with a guarantee?
A Yes! The eBooklet comes with a 60 day money
back guarantee! You may obtain a refund in the first 60 days, no questions asked.
I can't guarantee that you will eliminate your debts using the debt settlement strategy,
but I'm very confident that you will succeed at it.
Q How does your eBooklet differ from other information
I might find on the internet?
A In the eBooklet, I use actual scanned images
of the documents that I used to complete my settlements. You will have no guess
work. I explain the entire procedure from start to finish. It is possible to gather
information by browsing the web for information on how to settle debt, but only
someone who has actually settled debts will know all the details step by step to
get it done right. Many of the authors of information about settling debt have never
actually settled debt themselves and will often leave out very important details
with regards to building in protection for you during the negotiation process. I
have been in your shoes and I carried a mountain of debt for a decade before I learned
the negotiation process and settled my debts. I will give all the details you will
need to know so you can safely and successfully eliminate your debts.